TYPE 1

THESE PORTFOLIOS UTILIZE LOW COST ETFs FOR THE STRATEGIC SEGMENT

(14-16 HOLDINGS)

TYPE 2

THESE PORTFOLIOS UTILIZE ASSET ALLOCATION FUNDS or etfs FOR THE STRATEGIC SEGMENT

(9-11 HOLDINGS)

TYPE 3

THESE PORTFOLIOS HAVE A LIMITED NUMBER OF HOLDINGS

(5-6 HOLDINGS, DESIGNED FOR SMALLER ACCOUNTS)